Takeaways:

- Parents should help their children develop a budget and create an emergency savings fund for unexpected expenses in college.

- Open conversations about emergencies and when to use the emergency fund are important.

- Having a good relationship with academic advisors can help students navigate course requirements and avoid unnecessary expenses.

- Hidden costs in college include changing catalog requirements, out-of-state tuition, and overlapping course schedules.

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Sponsor: Ditch The Suits Podcast - https://ditchthesuits.buzzsprout.com/

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😊Reach out to Kayla: krecord@sohteam.org

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💬Chat with Hector: hlopez@nqrmedia.com

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🥾 Check out the College Prep Bootcamp - https://www.sohteam.org/college-prep-bootcamp

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📝 Apply for a chance to receive a scholarship to cover the full cost of the College Prep Bootcamp:

https://forms.office.com/pages/responsepage.aspx?id=hN8Q4sg4zEC0TQUMVQYOUHKd0FCOxShKkHuCUvwfjMVUMDRLVVNVUjNFMzU0SFNGSFFPQU5YSTlUTC4u

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🎥 Watch us in person! - https://www.youtube.com/watch?v=vS2DPP4Kjp8&list=PLiF-qpkld3Ar-OealNYqVgyqlXT1J2cyY&index=18

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🖥️ Check out our page for resources and more! - https://www.nqrmedia.com/ctcp/cut-throat-college-planning

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Chapter Markers:

00:00 - Introduction and Overview

00:59 - Planning for Emergency Financial Issues

04:23 - Personal Examples from Kayla's College Experience

06:55 - DTS Sponsor

07:30 - School-Related Emergency Expenses

11:36 - Dealing with Waitlisted Classes

13:06 - Plan Your Classes Around Your Career

16:57 - Hidden Savings: Catalog Year and In-State Tuition

18:35 - Hidden Cost: Overlapping Course Times and Alternating Class Offerings

25:40 - Hidden Costs: Published Professors and Merchandise

28:34 - Conclusion and Next Steps